View of customer’s (both business and consumer) consolidated account balances and transaction history across multiple payment accounts
Consumer attributes/data to enable faster and smarter onboarding
Validate consumer IBAN number and account status
Validate consumer account number and account status
Aggregated view of a consumer’s finance with features such as analytics, insights and recommendations to manage personal finances
Compilation of most recent financial information from different payment accounts in a single orchestrated view for the business customers
Facilitation of digital request to banks to issue a Letter of Guarantee and make it available to the beneficiary business on behalf of the business customer
Customer (both business and consumer) transaction data to enable the customers to apply for a loan or undergo any other credit risk assessment
Single payment initiated immediately
Can send payment requests to any customers so receivers can pay the (RTP Sender/beneficiary)
Enables original payees to refund a payer, where the original payee is a merchant receiving payments for the purchase of goods/services